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Education System

Tertiary and Vocational Qualifications

There are 10 levels of study in New Zealand schools and universities. The lowest level is a certificate and the highest is a doctoral degree. Each level is more complex than the one below it. These are the names of our qualifications and their levels

  • Certificates are levels 1 to 4
  • Diplomas are levels 5 and 6
  • Bachelor degree, graduate diplomas and certificates are level 7
  • Postgraduate diplomas and certificates and bachelor degrees with honours are level 8
  • Masters degrees are level 9
  • Doctoral degrees are level 10
All of our major education providers have qualifications with these names. This means that you can easily understand the level of the qualification and compare qualifications between education providers.
All major education providers are registered with the New Zealand Qualifications Authority (NZQA), so you can be sure you are studying for an approved qualification that has been assessed to ensure that it is high quality. Some private training establishments don’t use NZQA qualifications – you should check and make sure their courses are suitable for you.

Universities in New Zealand

University education was established in New Zealand in 1870 and has a similar tradition to the British university system. There are eight state-funded universities in New Zealand, all of them internationally respected for their academic and research performance: In addition to a centrally co-ordinated system of quality assurance audits at both institution and programme level, each university undertakes internal quality checks. All New Zealand universities offer a broad range of subjects in Arts, Commerce and Science. Each has developed its own specialist subjects such as Medicine, Engineering, Veterinary Science. Computer Studies, Agriculture and Environmental Studies, Sports-Science, Biotechnology, Architecture etc. Bachelor's Masters and Doctoral degrees are offered by all New Zealand universities. A range of under graduate and postgraduate diplomas is also available, along with honours programmes (usually requiring an additional year of study).

Polytechnics In New Zealand

New Zealand Polytechnics, and Institutes of Technology, are state funded and provide education and training at all levels ranging from introductory studies through to full degree programmes. A few of them offer PG programmes as well. Polytechnics and Institutes of Technology are efficient tertiary providers offering programmes which can be both academically and vocationally focused. Due to their active engagement with industry, employers and government agencies they provide programmes which are of a high academic standard and are relevant to the rapidly changing workforce on a global basis. Polytechnics offer diverse courses like Arts and Design, Travel & Tourism, Hospitality etc.

Private Training Establishments (PTEs)

Private training establishments are registered and their courses approved by NZQA. Institutions and schools in this sector provide a range of courses including English language, aviation flight training, air traffic control, English, business computing, dance, design and arts, religious studies, travel and tourism and training for the hospitality industry.
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Fund Transfer Scheme

New Delhi branch has put in place a system wherein the students may choose to transfer 12 months’ living expenses to a bank account in NZ, in addition to paying the tuition fee for 1year. The amount deposited in the bank is locked for a period of 12 months and then drip fed to the student on a prearranged basis.

The funds transfer option is to facilitate student visa applications from those students who genuinely intend to study in New Zealand but may not have access to funds older than six months. Students who opt for this process will not be required to provide verifiable documentary evidence to demonstrate the source of recent funds. This option does not preclude the applicant from submitting satisfactory evidence of funds and source of income for their financial guarantors.

How the funds transfer scheme will operate

Under this scheme INZ has tied-up with ANZ Bank in NZ to facilitate the funds transfer scheme.

Step 1: Applicants complete the enquiry form available on the INZ New Delhi website and send it with first bio data page of the passport to ANZ Bank.

Step 2: Applicants then lodge their student visa applications with the branch along with evidence of having a reference number for FTS account application issued by ANZ Bank.

Step 3: INZ branch processes the student visa applications and if satisfied notifies the applicant that they have been approved in principle

Step 4: Applicants provide a copy of AIP letter to ANZ Bank. Account will be opened and account details will be sent to the applicants. The applicant approaches their bank in India to remit the money to the ANZ bank NZ account.

Step 5: ANZ bank notifies INZ confirming the applicant’s account balance

Step 6: Applicant submits fee receipt, ANZ account balance letter and other AIP requirements for issuance of student visa

Step 7: On arrival in NZ, the student visits the nearest ANZ bank branch and activates their bank account after which the bank releases funds on a prorated basis from the students holding accounts to the transaction accounts which the student can use for meeting living costs.

In the event that a student takes up the funds transfer option after submitting an application with INZ, step 2 will be redundant

(Students will have only limited access to the holding account. ANZ bank will notify INZ if student requests to withdraw money directly from their holding account)

The fund transfer scheme will ensure that the students are aware that whilst their student visas allows them part time work in NZ, this work may not be readily available and will enforce them to make sufficient arrangements to meet their living expenses.

This is not a student instructions requirement but only an option that can be provided to students as an alternate to submitting numerous documents to demonstrate access to sufficient funds or alleviate concerns that INZ may have with regard to funds shown by a student.

Advising students of the funds transfer option during the course of processing of an application

Students should be advised of the funds transfer option when INZ is not satisfied that the funds shown in support of a student visa application will not be available to the student. Eg:
  • funds shown are not owned by immediate family member
  • funds shown are recent in nature and satisfactory evidence cannot be provided to establish the source of these funds
The advice should clearly indicate that this is only an option and not a mandatory requirement. If the student does not choose to take up this option comments and/or additional documents should be provided to alleviate the identified concerns around funds.

Deciding applications under the Funds Transfer Scheme

When an application where the funds transfer option has been taken is approved, an additional AIP requirement would be evidence that the stipulated funds have been transferred to NZ. This will be a confirmation of receipt of funds directly from ANZ bank.

Once the AIP requirements are met, the visa will be issued.

In the event that an application where funds have already been transferred to NZ is declined, visa officer must advise ANZ bank quoting the account number and the student’s details. ANZ Bank will then arrange for the funds and the accrued interest to be remitted back to a designated bank account in India.

Once the student arrives in NZ

On arrival in NZ the student will need to present himself at the nearest ANZ bank to activate his transaction account and start the flow of money, every month into this account from the deposit account.

In case the student terminates his study and intends to return to India, he will need to provide a letter from his institution confirming termination of education and air tickets. The outstanding amount in the savings account along with the accrued interest will be remitted back to a bank account in India. In such an event ANZ Bank will also advise INZ New Delhi for appropriate action.

Benefits of the process

  • For the students:
    • allows students’ parents to have control over the amount of money that their child has access to in New Zealand;
    • Ensures that the student will have access to sufficient money to meet cost of living in New Zealand
    • is a lot easier than the current alternatives available – where a range of documentation is required and/or a bank loan must be taken out; and
    • Applications submitted under this scheme will not be subjected to in-depth fund assessments thereby reducing processing times
  • For INZ:
    • helps the immigration officer to determine the ability of parents to fund their child’s tuition and living costs in New Zealand
    • cuts down on processing timeframes as in-depth funds verification and assessment is not required to be carried out
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English Language Requirement

Evidence of English language ability can be a very good indicator of how the student will manage the requirements of a New Zealand course that is taught in English medium.

We therefore, regard proficiency in English language as a positive indicator in assessing a student visa application.We strongly recommend that IELTS certificate is provided with the student visa application.

New Zealand Education Providers will have their own English language requirements for an offer of place depending on the course you enrol in. The following guidelines have been suggested to us by a number of Education Providers in New Zealand and reflect their experience with students from this market.

English scores in CBSE, ICSE, Maharashtra, Kolkata and Chennai boards can also be presented in lieu of IELTS reports. A 60% score in English from one of the aforementioned boards is considered equivalent to an overall IELTS score of 5.5; 65% is considered equivalent to 6.0; 70% to 6.5 and so on.

Notwithstanding this, if an IELTS result is available, it is considered as conclusive evidence of student’s English language ability and considered against the course entry requirement. We have to be satisfied that the student meets the entry requirement for the course they enrol in.

We do not consider TOEFL results in isolation as conclusive evidence of English Language ability, as they are unable to be readily verifiable. We strongly recommend that if a student is to undertake a test they should undertake the IELTS test so that their level of English is clearly measured against the course requirement.

You may also provide any other additional information in support of your English language ability. Any other evidence provided in relation to English language proficiency will be considered and should be supported by a full explanation as to why this might demonstrate that you meet the required level of English. We take account of the evidence and all the circumstances of the application (which includes nature of your employment history, qualification) to assess if you meet the minimum standard of English language required for the course you are enrolled in.
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Health Requirements

  1. Applicants, who intend to be in New Zealand for more than 6 months but less than 12 months, must undergo a TB screening X-ray unless:
    • they are pregnant; or
    • they are under 11 years of age
  2. The certificate should be no longer than 3 months old at the date of submission and the applicants must provide the following:
    • a fully completed Temporary Entry X-ray Certificate form, NZIS 1096; and
    • any associated medical reports required for the X-ray.
All applicants who intend to stay in New Zealand for a total of more than 12 months must undergo a full medical and x-ray examination.

The certificate should be no longer than 3 months old at the date of submission and the applicants must provide the following:

  1. a fully completed Medical and Temporary Entry X-ray Certificate form NZIS 1007;
  2. any associated medical and laboratory reports
Submission of TB screening and report and/or full medical report (as applicable) is a mandatory lodgement requirement.

Note: Pregnant women and children under the age of 11 are not required to have an X-ray examination.

The New Delhi Branch has appointed Panel Doctors. The medical certificates must be completed by one of the panel doctors and x-ray reports should be completed by a Radiologist referred by a panel doctor. Please visit www.immigration.govt.nz for the details of the Panel Doctor in India, Nepal and Bangladesh.
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Police Clearance Certificate

All applicants who are above the age of 17 years and intend to stay in New Zealand for a total of more than 24 months must provide their Police Clearance Certificate. Certificates must be less than 6 months old at the time it is submitted to us. For applicants in India, only Police Clearance Certificates issued from the Regional Passport Office (The passport office which has issued your passport) of the Ministry of External Affairs or from the Office of Deputy Commissioner of Police are acceptable. Applicants in other countries should contact the local police authorities
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Finance Requirement

Expenditure(Amount per year in NZD)
Tuition FeesAs Per Institute (1 Year)
Living Cost15000
Travel Cost2000

Exchange Rate used to calculate financial capacity for a student visa
The exchange rates are reviewed every 6 months unless there are significant changes in exchange rates which warrant an earlier review. A review was recently undertaken and it has resulted in no change being made to the current exchange rates. Current Exchange rate for Indian students is INR 39 = 1 NZD

Acceptable Source of Finance

  • Education loan sanction letter from a nationalised or multi national bank only
  • Latest bank statements for the past 6 months. It should not be more than 1 week old at the time of lodgement of the application. Please ensure that statements and not balance certificates are provided.
  • Fixed Deposits. In case of providing fixed deposits as evidence of funds please ensure that a copy/counterfoil of the deposit along with a letter from the bank giving the details of the deposit is provided.
  • Public Provident Fund Accounts/Employers Provident Fund Accounts.
  • Post Office Accounts.
  • National Saving Certificates.
Please note that the telephone numbers along with the STD codes of the place/institution where the funds shown can be verified should be provided with the financial documents.

Applicants are required to provide documentary evidence of income and source of income of their parents, even if the cost of study is being sponsored by another person.

The following evidence of funds is NOT acceptable:
  • Education loan from non-banking financial institutions like Co-operative Bank.
  • LIC
  • Mutual funds or infrastructure bonds
  • Shares and equities
  • jewellery
  • Funds held with commission agents
Note: Applicant can take Overdraft or Personal loan against any of the above NOT acceptable funds.
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Work Rights

  • 20 hrs. Part time work permit during academic session and full time during vacation.
  • On Successful completion of 2 year of study, students are eligible for graduate Job search visa of 2 year.
  • Certain courses like Engineering, Architecture, Accounting, Animation, Childcare, Social Worker, & Trade Qualification graduates are eligible to apply for 2 years open work permit under SMC.
  • Student who study in Long Term Skills Shortage Area or Post graduate program can take their spouse who is eligible for work permit for the duration of their study, their children can study at domestic student fees.
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Positive Profile

“Positive Profile” criteria have been revised and clarified following changes to Immigration Instructions announced in June 2011. To meet positive profile applications must demonstrate that they meet the following combination of factors listed below:

  • Good academic record - over 60% aggregate in year 10 and 12 and over 50% aggregate in subsequent tertiary qualification; not failed in any examinations;
  • IELTS score of at least 6.0, or evidence of having met English language entry requirements for the course of study in NZ, whichever is higher;
  • Student’s immediate family’s verifiable evidence of funds to meet the educational and living expenses in NZ – including paper trail to explain any recent high value deposits in accounts; or
Evidence to demonstrate that they are opting for the Funds Transfer Scheme
  • No more than two immediate family members as financial guarantors
  • Verifiable Evidence of regular source of sufficient income of financial guarantors;
  • Intended course of study relevant to qualifications and/or work experience and shows education progression;
  • Meet health & character requirements.

If an application does not meet the above mentioned criteria, it does not mean that the application will not be approved. It simply means that the application will take longer to finalise.
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Student Process Chart

Process Chart for Student Visa New Zealand – FTS (Fund Transfer Scheme)
  • Free Counselling
  • Register with Aspire Square
  • Submit Require Documents to Secure Admission (Refer – Document Checklist)
  • Receive an offer Letter from Institute
  • Open Bank Account with ANZ Bank, NZ
  • Complete the Medical & Police Verification Process
  • Apply Student Visa Application to INZ, New Delhi
  • Receive AIP from INZ, New Delhi
  • Pay 1st Year Tuition fees to Institute and Transfer 1st Year Living Cost to ANZ Bank, NZ
  • Submit the Require Documents with Payment Receipt
  • Visa Grant
  • Fly To NZ

Process Chart for Student Visa New Zealand – Normal Processing
  • Free Counselling
  • Register with Aspire Square
  • Submit Require Documents to Secure Admission (Refer – Document Checklist)
  • Receive an offer Letter from Institute
  • Prepare All Require documents to lodge an application
  • Complete the Medical
  • Apply Student Visa Application to INZ, New Delhi
  • Receive AIP from INZ, New Delhi
  • Pay 1st Year Tuition fees to Institute
  • Submit the Require Documents with Payment Receipt
  • Visa Grant
  • Fly To NZ
  • `
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Documents Checklist

Documents for Admission Requirements

  • Passport Size Photo – 8nos (Size 35*45 white background)
  • Passport Copy (First & Last 2 Page)
  • Statement of Purpose
  • IELTS Score sheet
  • Leaving Certificate
  • 10th , 12th Mark sheet
  • Diploma or ITI Mark sheets, Degree Certificate (If Transcripts required)
  • Bachelor Mark sheets, Degree Certificate (If Transcripts Required)
  • Master Mark sheets, Degree Certificate (If Transcripts Required)

Documents for Visa Purpose

  • Passport Copy (First & Last 2 Page)
  • Letter of Offer
  • Required Financial Documents
  • Medical Report
  • Required Income Proof Documents
  • Visa Application form with Visa Application Charge
  • Affidavits of Sponsors
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Tuition Fees


New Zealand offers excellent value for money, with living expenses and tuition costs in New Zealand considerably less expensive than the Australia (AUS), United Kingdom (UK) and the United States of America (USA).

The average range of Tuition Fees is as below...
Level and CourseNZ$/Year
Diploma & Advanced Diploma 12,000 - 18,000
Bachelor Degree, Master Degree 16,000-24,000
Doctoral Degree& PhD 22,000 - 25,000
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